Made for Canadian commerce

Keep more of every sale.

North Rail lets Canadian merchants offer bank payments for their highest-value orders—without losing the clarity, confidence, or operations they expect from checkout.

Explore the product

60–80%

less in payment fees

$6

cap on a $1K order

CAD

built for Canada

Merchant margin, in motion

The payment option that makes your margin feel protected.

North Rail turns bank payment into a thoughtful alternative at checkout—and brings the payment operations behind it into one calm, connected place.

See the Shopify architecture
north rail
Alder Supply Co.

Today's payments

A

A. Foster

#10482

$1,240.00

Settled

M

M. Laurent

#10481

$685.00

Confirmed

S

S. Roy

#10480

$2,100.00

Settled

Settlement preview

$3,892.75

Estimated next payout

Gross payments$4,025.00
North Rail fees−$32.25
Refunds−$100.00
Ready to reconcile

Make the expensive order the easy yes

Fees should not rise endlessly with your best sales.

The higher the order value, the clearer the conversation: reward the customer for using bank payment and keep the rest of the upside.

Your cap becomes the story

Margin recovery rises with order value.

$2
$100
$11
$500
$22
$1K

On a $1,000 order

Typical card payment$28.30
North Rail Growth$6.00

$22.30 back

More room to fund an incentive, protect profit, or simply stop overpaying for the transaction.

A better payment path

A lighter checkout. A stronger back office.

01

A payment method buyers understand

A clean, hosted bank-payment experience that slots into the moment a buyer is already ready to pay.

02

Savings customers can see

Share a portion of the fee reduction as a discount, free shipping, or store credit—and still recover margin.

03

Every dollar reconciled

North Rail links payment, order, fee, refund, settlement, and export so finance never has to make a spreadsheet guess.

Built deliberately

North Rail is building bank payments with a provider-led, risk-aware rollout—not making promises that payment infrastructure cannot keep.

Our compliance posture